Most people require some financing to purchase a car. Buying a car with no credit can be a challenge. Most of the conventional financing options like banks are credit based and won’t finance unless you have a good credit.
We at the Family Auto Group and Uncle Joe’s specialize in helping people with challenged credit, bad credit or no credit, we can help you get that no credit financing on the used cars.
We know times can be tough. Divorce, bankruptcy, repossessions, no worries. We focus on your future, not your past. We have in-house financing and can get you more easily approved. We understand life’s twists and turns, and for that reason we are not credit based but income based. Your credit is good with us. Your job is your credit!
Some of our dealerships also report credit (check out with your local dealership to see if they report credit), and your timely payment may help you rebuild your credit over the time.
Your payment will usually be no more than 20% of your income and the amount of down payment will determine your financed amount. The bigger the down payment you pay the smaller the car payment including your interest charges. Most people would like low down payment car lots, but they usually don’t realize buy paying low down payments they are increasing the amount being financed, instead we try to create a balance between your down payment and your income. Sometimes we even run some specials where you can purchase a vehicle with cheap down payments on cars near your location. Please note your title, tax, tag, and insurance are always extra. We have flexible payment plans and also accept trade-ins.